Patients might consider financing dental treatment... why not?

Posted by Dr. Edward Magida | Filed under , , ,

We live in a world where just about everything can be financed and paid for over time. Cars, houses, school tuition, you name it and it can be financed if need be.

Credit card offers pile up in my mailbox daily and I sleep easier at night knowing that the new sofa I just ordered wo';t have any payment due until we vote for the next president. While one must be careful not to rack up payments on frivolous things, there is one area where this type of financing can make a big difference in a person's quality of life.

I'm referring to dental treatment financing.

With this in place, a persons' dental treatment can be paid out over time and no longer do a lot of patients need to put off or cancel treatment, either needed or desired, because of a lack of funds.

Suppose you have one or more teeth that are in need of fairly extensive treatment. Maybe you finally want to replace that upper right molar that has been missing for a few years. Perhaps now that you finally lost those 50 pounds, you want to finish the makeover and get smile enhancing porcelain veneers.
Many people need or want treatment but find their pocketbooks are not quite in sync.

Well, many dental offices offer ways to pay for the procedures over time. One way that's popular is to pay for the treatment interest free for 6-12 months. Another way is to pay over several years at a reduced interest rate.

In our office, many people take advantage of these programs and are able to get their dental treatment done when they want to. Instead of having to save up for a long time, or maybe wait for a tax refund, all the while hoping the car doesn't unexpectedly need repairs, you can get dental work done when you want to.

Quality dental work does cost money; there is no question about that. However, you should consider it a good investment. If it is not done in a timely basis, sometimes it could end up costing you more in the long run. Having another option available to pay for things is something you might want to ask your dentist about.